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Indulgent Banana Bread Cake with Cream Cheese Frosting Bliss

Published: Oct 6, 2025 by Julie Chen · This post may contain affiliate links · Leave a Comment

Sinking my teeth into a slice of this Banana Bread Cake with Cream Cheese Frosting takes me back to lazy weekend mornings filled with warm sunshine and the scent of baking wafting through the house. This comforting dessert transforms ripe bananas into a moist, fluffy cake, while the cream cheese frosting adds a delightful tang that perfectly balances the sweetness. Not only is this cake a crowd-pleaser, but it’s also a fantastic way to make use of those overripe bananas sitting on your counter. Plus, with simple substitutions available, it can easily be adapted to fit gluten-free diets without sacrificing flavor. Curious about how to make this irresistible treat? Let’s get started!

Banana Bread Cake with Cream Cheese Frosting

Why is Banana Bread Cake the best dessert?

Irresistible Flavor: This Banana Bread Cake is rich with the sweet, comforting flavor of ripe bananas, topped with creamy, tangy cream cheese frosting that takes it over the top.

Effortless Preparation: The straightforward steps make it easy for anyone to whip up this classic comfort dessert, whether you’re a seasoned chef or a kitchen novice.

Customizable Options: Substitute ingredients for your dietary needs, like using gluten-free flour or vegan butter, without losing any of the deliciousness!

Perfect for Any Occasion: This cake shines as a delightful dessert at gatherings, weekend brunch, or just a cozy night in, winning over guests every time.

Nostalgic Aroma: Baking this cake fills your kitchen with an inviting scent, transporting you to warm family moments and making it perfect for creating new memories.

Banana Bread Cake Ingredients

• Ready to bring this delicious Banana Bread Cake with Cream Cheese Frosting to life? Let’s gather our ingredients!

For the Cake

  • All-Purpose Flour – Provides structure to the cake; swap with a 1:1 gluten-free flour blend for a gluten-free version.
  • Baking Soda – Helps the cake rise; ensure it’s fresh for the best results.
  • Salt – Enhances flavor; use kosher or fine sea salt to elevate your cake.
  • Unsalted Butter – Adds richness and moisture; substitute with vegan butter for a dairy-free option.
  • Granulated Sugar – Sweetens the cake; consider reducing the quantity for a less sweet version.
  • Large Eggs – Binds the ingredients together; can be replaced with flax eggs for a vegan option.
  • Mashed Ripe Bananas – Provides natural sweetness and flavor; use very ripe bananas for optimal taste.
  • Sour Cream – Adds moisture and richness; Greek yogurt is a great substitute if needed.
  • Vanilla Extract – Enhances flavor; opt for pure extract for the best taste.

For the Frosting

  • Cream Cheese – Creates the creamy frosting; using full-fat gives it a rich flavor and texture.
  • Powdered Sugar – Sweetens the frosting; adjust the quantity according to your desired sweetness.

Now that we’ve gathered everything, let’s dive into the delightful process of baking!

Step‑by‑Step Instructions for Banana Bread Cake with Cream Cheese Frosting

Step 1: Preheat and Prepare the Pan
Start by preheating your oven to 350°F (175°C). While it warms up, grease a 9-inch round cake pan with butter or non-stick spray to prevent the cake from sticking later. You can also line the bottom with parchment paper for added assurance. This preparation ensures that your Banana Bread Cake bakes evenly and comes out beautifully intact.

Step 2: Whisk the Dry Ingredients
In a medium bowl, combine 2 cups of all-purpose flour, 1 teaspoon of baking soda, and ½ teaspoon of salt. Whisk these dry ingredients together until well blended, which will help aerate the flour and evenly distribute the baking soda and salt. Set this mixture aside while we focus on the wet ingredients for the Banana Bread Cake.

Step 3: Cream Butter and Sugar
In a large mixing bowl, use an electric mixer to beat together ½ cup of softened unsalted butter and 1 cup of granulated sugar until the mixture is light and fluffy, about 3-4 minutes. This step is crucial for creating a tender cake texture. You'll know it’s ready when it turns pale yellow and has a creamy consistency.

Step 4: Add Wet Ingredients
Next, add 2 large eggs to the creamed butter and sugar mixture, one at a time, making sure to fully incorporate each egg before adding the next. Then, mix in 1 cup of mashed ripe bananas, ½ cup of sour cream, and 1 teaspoon of vanilla extract until just combined. The mixture should be smooth and slightly lumpy from the bananas, perfectly setting the stage for your moist Banana Bread Cake.

Step 5: Combine Dry and Wet Mixtures
Gradually fold the dry ingredients into the wet mixture using a spatula or a wooden spoon. Stir gently until just combined; be careful not to overmix, as this can make the cake dense. The batter should be thick and smooth, with small pockets of banana creating a delightful texture throughout the Banana Bread Cake.

Step 6: Pour the Batter into the Pan
Pour the cake batter into your prepared 9-inch round cake pan, smoothing the top with a spatula for evenness. This ensures that your Banana Bread Cake will rise uniformly, creating a lovely shape. Give the pan a gentle tap on the countertop to release any air bubbles trapped in the batter.

Step 7: Bake the Cake
Place the pan in the preheated oven and bake for 50–60 minutes, or until a toothpick inserted in the center comes out clean or with a few moist crumbs. The cake should be golden brown on top and spring back when lightly pressed. Baking times may vary, so keep an eye on your Banana Bread Cake as it nears completion.

Step 8: Cool the Cake
Once baked, remove the gingerly golden Banana Bread Cake from the oven and let it cool in the pan for about 10 minutes. Then, carefully transfer it to a wire rack to cool completely. This cooling step prevents moisture from collecting at the bottom and ensures your cake maintains its texture.

Step 9: Prepare the Cream Cheese Frosting
While the cake cools, make the frosting by beating together 8 ounces of softened cream cheese and ¼ cup of unsalted butter in a bowl until smooth and creamy, about 2-3 minutes. Gradually add 2 cups of powdered sugar and 1 teaspoon of vanilla extract, mixing until fluffy and well combined. This frosting will perfectly complement your Banana Bread Cake.

Step 10: Frost and Serve
Once the Banana Bread Cake is completely cooled, spread the luscious cream cheese frosting evenly over the top, using a spatula for a smooth finish. Alternatively, you can slice the cake in half and frost between layers for a more decadent treat. Cut yourself a generous slice, and share the joy of this Banana Bread Cake with Cream Cheese Frosting with family and friends!

Banana Bread Cake with Cream Cheese Frosting

Make Ahead Options

If you're a busy home cook, this indulgent Banana Bread Cake with Cream Cheese Frosting is perfect for meal prep! You can make the cake itself up to 24 hours in advance and store it tightly wrapped at room temperature to maintain its moisture. The frosting can be prepared up to 3 days ahead; simply refrigerate it in an airtight container. To ensure the best quality, add a little extra vanilla to the frosting right before serving, and let it come to room temperature for a smoother spread. When you're ready to serve, frost the cooled cake, and enjoy delightful layers of flavor with minimal effort on the day of your gathering!

Banana Bread Cake Variations

Feel free to embrace your creative side and tailor this recipe to your taste preferences! Here are some delightful twists to explore.

  • Gluten-Free: Use a 1:1 gluten-free flour blend for a cake that everyone can enjoy without missing a beat.

  • Dairy-Free: Substitute unsalted butter with vegan butter and use coconut yogurt in place of sour cream for a dairy-free delight.

  • Nutty Crunch: Fold in ½ cup of chopped walnuts or pecans to introduce a satisfying crunch and complement the soft cake texture.

  • Chocolate Lovers: Mix in 1 cup of chocolate chips for a luscious chocolate banana cake that’s irresistibly decadent. Just imagine that melty goodness!

  • Spicy Twist: Add 1 teaspoon of cinnamon or ½ teaspoon of nutmeg to the batter for a warm, spicy flavor that uplifts every bite. You’ll feel that cozy aroma wrap around you while baking.

  • Fruity Fresh: Dice up ½ cup of strawberries or blueberries and gently fold them into the batter for a fruity explosion alongside the banana goodness.

  • Cream Cheese Swirl: For a surprise effect, dollop spoonfuls of cream cheese frosting into the batter before baking and swirl with a knife for a marbled look.

  • Tropical Flavor: Incorporate 1 cup of shredded coconut and ½ cup of crushed pineapple for a tropical twist that will transport you to paradise with every forkful.

With these exciting variations, you can keep bringing new flavors and textures to your beloved Banana Bread Cake!

Expert Tips for Banana Bread Cake

  • Use Ripe Bananas: Ensure your bananas are very ripe, as they provide the sweetest and most flavorful base for your Banana Bread Cake.

  • Don't Overmix: When combining the dry and wet ingredients, mix until just combined to avoid a dense texture.

  • Chill Before Frosting: Let your cake cool completely before frosting it; this prevents the cream cheese from melting and gives a beautiful finish.

  • Taste Test the Frosting: Adjust the sweetness of your cream cheese frosting by adding more or less powdered sugar to suit your palate!

  • Storage Tips: Keep leftovers refrigerated due to the cream cheese frosting, ensuring it remains fresh and delicious for several days.

What to Serve with Banana Bread Cake with Cream Cheese Frosting

Imagine indulging in a scrumptious slice of cake while pairing it perfectly with delightful sides that elevate your experience.

  • Fresh Fruit Salad: A mix of vibrant fruits adds a refreshing contrast to the sweetness of the banana cake, offering lighter textures and bright flavors.
  • Coffee or Tea: A warm cup of your favorite brew enhances the comforting experience, balancing the cake's richness while awakening your senses.
  • Vanilla Ice Cream: Top your slice with a scoop of velvety vanilla ice cream for an indulgent warm-and-cold sensation that everyone will love; the creaminess complements the frosting beautifully.
  • Whipped Cream: Light and airy, a dollop of freshly whipped cream adds elegance to your dessert. It’s a simple way to enhance the cake's moist texture and creamy frosting.
  • Chocolate Ganache: For a decadent twist, drizzle warm chocolate ganache over each slice; the deep flavor pairs beautifully with the mellow banana notes.
  • Chopped Nuts: Toasted walnuts or pecans introduce an inviting crunch and nutty flavor, which contrasts wonderfully with the cake’s soft texture.
  • Spiced Chai Latte: The warm spices of chai echo beautifully with the banana and cream cheese flavors while providing an aromatic drink option that comforts the soul.
  • Coconut Cream: Light and fluffy coconut cream is a tropical twist that brings a delightful new dimension to the banana cake.
  • Roasted Coffee Beans: As a coffee-flavored snack, chocolate-covered coffee beans make a fun topping or garnish to bring a delightful crunch and a caffeine boost.
  • Chocolate Chip Muffins: For a playful brunch, serve alongside mini chocolate chip muffins for a sweet treat that tantalizes your taste buds.

How to Store and Freeze Banana Bread Cake with Cream Cheese Frosting

Refrigerator: Store the Banana Bread Cake in an airtight container in the fridge to maintain its freshness for up to 5 days. This is essential due to the cream cheese frosting.

Freezer: For longer storage, wrap the cooled cake tightly in plastic wrap and then aluminum foil. It can be frozen for up to 3 months—perfect for a future dessert emergency!

Thawing: When ready to enjoy, transfer the cake from the freezer to the fridge overnight to thaw slowly. This helps preserve the texture and flavor.

Reheating: If you prefer a warm slice, gently microwave a piece for about 10-15 seconds or until just warmed through. Enjoy your comforting slice of Banana Bread Cake!

Banana Bread Cake with Cream Cheese Frosting

Banana Bread Cake with Cream Cheese Frosting Recipe FAQs

What kind of bananas should I use for the best flavor?
Absolutely! You want to use very ripe bananas that are speckled with brown. The riper they are, the sweeter and more flavorful your Banana Bread Cake will be. The natural sugars in overripe bananas give the cake its delicious, comforting taste.

How should I store the Banana Bread Cake with Cream Cheese Frosting?
Store your delicious dessert in an airtight container in the refrigerator for up to 5 days. The cream cheese frosting requires refrigeration to stay fresh. If you have leftover cake, it will be tempting to store it, but keeping it sealed will ensure the best texture and taste.

Can I freeze the Banana Bread Cake?
Yes, you can! After baking and cooling the Banana Bread Cake, wrap it tightly in plastic wrap followed by aluminum foil. This will keep it fresh in the freezer for up to 3 months. To thaw, simply move it to the fridge for several hours or overnight.

What should I do if the cake is too dense?
If your cake turns out dense, it's likely due to overmixing the batter or not using sufficiently ripe bananas. To achieve that perfect, fluffy texture, mix the dry and wet ingredients until just combined—it's okay if there are a few lumps! Make sure to use very ripe bananas for optimal moisture and sweetness.

Is there a gluten-free option for this recipe?
Very much so! You can easily make this Banana Bread Cake gluten-free by substituting all-purpose flour with a 1:1 gluten-free flour blend. I often recommend brands like Bob's Red Mill or King Arthur Gluten-Free Measure for Measure flour—they work beautifully without compromising on taste!

Are there any dairy-free alternatives for the frosting?
Definitely! You can substitute the cream cheese with a dairy-free cream cheese option or even a cashew-based cream cheese. For the butter, try using vegan butter or coconut oil. Adjust the sweetness accordingly with powdered sugar, and you'll still have a delightful frosting to top your Banana Bread Cake!

Banana Bread Cake with Cream Cheese Frosting

Indulgent Banana Bread Cake with Cream Cheese Frosting Bliss

This Banana Bread Cake with Cream Cheese Frosting is a crowd-pleaser, transforming ripe bananas into a moist cake complemented by tangy frosting.
Print Recipe Pin Recipe
Prep Time 20 minutes mins
Cook Time 1 hour hr
Cooling Time 10 minutes mins
Total Time 1 hour hr 30 minutes mins
Servings: 8 slices
Course: Dessert
Cuisine: American
Calories: 320
Ingredients Equipment Method Nutrition Notes

Ingredients
  

For the Cake
  • 2 cups All-Purpose Flour swap with a 1:1 gluten-free flour blend for gluten-free version
  • 1 teaspoon Baking Soda ensure it’s fresh for best results
  • 0.5 teaspoon Salt use kosher or fine sea salt
  • 0.5 cup Unsalted Butter substitute with vegan butter for dairy-free option
  • 1 cup Granulated Sugar consider reducing for a less sweet version
  • 2 large Eggs can replace with flax eggs for vegan option
  • 1 cup Mashed Ripe Bananas use very ripe bananas for optimal taste
  • 0.5 cup Sour Cream Greek yogurt is a great substitute if needed
  • 1 teaspoon Vanilla Extract opt for pure extract for best taste
For the Frosting
  • 8 ounces Cream Cheese using full-fat gives it a rich flavor
  • 0.25 cup Unsalted Butter
  • 2 cups Powdered Sugar adjust quantity for desired sweetness
  • 1 teaspoon Vanilla Extract

Equipment

  • 9-inch round cake pan
  • mixing bowls
  • Electric Mixer
  • spatula

Method
 

Baking Instructions
  1. Preheat your oven to 350°F (175°C) and grease a 9-inch round cake pan.
  2. In a medium bowl, combine 2 cups flour, 1 teaspoon baking soda, and ½ teaspoon salt. Whisk until well blended.
  3. In a large mixing bowl, beat together ½ cup butter and 1 cup sugar until light and fluffy, about 3-4 minutes.
  4. Add 2 eggs, one at a time, mixing well, then mix in 1 cup mashed bananas, ½ cup sour cream, and 1 teaspoon vanilla until just combined.
  5. Fold the dry ingredients into the wet mixture gently until just combined.
  6. Pour the batter into the prepared cake pan and smooth the top.
  7. Bake for 50–60 minutes, or until a toothpick comes out clean.
  8. Cool the cake in the pan for about 10 minutes, then transfer to a wire rack to cool completely.
  9. Beat together 8 ounces cream cheese and ¼ cup butter until smooth, then gradually add 2 cups powdered sugar and 1 teaspoon vanilla until fluffy.
  10. Frost the cooled cake with the cream cheese frosting and serve.

Nutrition

Serving: 1sliceCalories: 320kcalCarbohydrates: 45gProtein: 3gFat: 14gSaturated Fat: 8gPolyunsaturated Fat: 0.5gMonounsaturated Fat: 4gCholesterol: 50mgSodium: 200mgPotassium: 230mgFiber: 1gSugar: 25gVitamin A: 500IUVitamin C: 2mgCalcium: 50mgIron: 1mg

Notes

Ensure bananas are very ripe for the best flavor. Store leftovers in the refrigerator due to the cream cheese frosting.

Tried this recipe?

Let us know how it was!

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Welcome, Fellow Food Adventurer!

Hi, I'm Julie! I'm a passionate home cook who believes every meal should be an adventure. Join me as I share tested recipes, kitchen stories, and culinary discoveries that will inspire your next delicious creation.

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